You are driving down the road during the summer months and just saw the third RV of the day. Summer is a popular time for most people to travel on vacation. There are many things to consider when taking proper RV care. This includes getting insurance for that RV. What is RV insurance, and who does it benefit?
What is RV insurance?
Before diving into who RV insurance benefits, we need to know what RV insurance is. RV insurance covers damages to the RV or liability costs from damages or medical expenses because of the fault of the RV owner. There are three main types of RV coverage. These include liability coverage, comprehensive and collision coverage, and insured or underinsured motorist coverage.
Who benefits from RV insurance?
Now that we know the basic idea of RV insurance, we can dive into who benefits from RV insurance. If you own an RV, getting insurance to cover potential damage is a wise idea. If you take it out often and it has a motor, you most likely will be required to have liability insurance. It is also a good idea to have comprehensive and collision insurance. This will ensure that your RV is covered if something happens, whether natural disasters, collision with another vehicle, or running into wildlife. RV insurance can also help if something happens to it while it is not being used, but you have to check your policy to make sure.
If you own an RV or are looking to get one, check us out at DePaulo Agency in Scotia, NY, for more information or to get a quote.