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DePaulo Agency

2 Windsor Drive
Scotia, NY 12302

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4 Key Areas Covered By Motorcycle Insurance

Are you a motorcycle enthusiast? Well, then you already know the fun of having an open-door adventure with your bike. But do you also know the risk your bike poses? You may have all the protective gear, but that may not help you in the event of an unthinkable occurrence.

With that in mind, motorcycle insurance is the real deal when you want to enjoy your motorcycle. It offers a financial safety net for your bike and yourself as well. That said, choosing the correct insurance is significant as it will help you have the right policy that suits your needs and lifestyle. DePaulo Agency is here to help you find the best policy. We’ve prepared for your four areas covered by motorcycle insurance. Let’s explore

Liability coverage

New York state requires you to carry proof of insurance while registering your motorcycle. Liability coverage covers property damage and bodily injury to others when you are at fault for an accident.

Physical damage coverage

Collision coverage covers damage caused to your motorcycle after colliding with a stationary object or another vehicle. Motorcycle insurance goes beyond just covering you on the road. Comprehensive insurance pays for damages caused by non-collision perils like theft, fire, vandalism, falling objects, and natural disasters.

Medical payments coverage

Motorcycle insurance pays for the medical costs for you and your passengers when involved in an accident. This way, you can focus on your recovery without stressing about medical bills.

Underinsured and uninsured coverage

People still disobey the law and ride without insurance or with inadequate coverage. Thankfully, motorcycle insurance covers damages and injuries caused by an uninsured or underinsured motorist.

Motorcycle insurance in Scotia, NY

Motorcycles don’t come cheap. When you get into an accident, you will be glad you had your motorcycle insurance in place. The aftermath of the accident makes the policy a worthwhile investment. Ready to purchase your motorcycle insurance in Scotia, NY and its environs? Please contact DePaulo Agency for an affordable quote.