There are many important things you should do in the fall to prepare your home for the upcoming winter months. Knowing these things can help prevent damage to your home and help prevent you from having to file a homeowner’s insurance claim for damage. Here at DePaulo Agency, we would like to tell you about the importance of cleaning your gutters in the fall in Scotia, NY.
Prior to the rain and snow season, it is important to take the time to clean our your gutters. This includes removing all debris from the gutter, such as leaves, sticks and excess amounts of dirt. If these items are in the gutter channel, rain and water may not be able to flow through the gutter as it should. The biggest problem with this is that in freezing temperatures, this water can freeze. And as it freezes, and more water falls, the block of ice gets larger and larger. Eventually, it can form an ice dam on your roof or become so heavy or large that it cracks the gutter or causes the gutter to collapse. Unfortunately, many homeowner’s insurance policies will exclude claims if they feel the damage was caused due to no maintenance. As such, cleaning your gutters is extremely important.
If you are wondering if your homeowner’s insurance policy will preclude a claim based on poor maintenance, or you simply want to look into starting a new homeowner’s insurance policy, give DePaulo Agency a call today. We serve the greater Scotia, NY area and would love to help you with all of your homeowner’s insurance needs.