Should You Drop RV Insurance in the Winter When the RV is Not Being Driven?

We offer insurance products at DePaulo Agency, serving the greater Scotia, NY region. One of the types of insurance products that we are pleased to offer our customers is RV insurance. However, one of the questions we are often asked about RV insurance is whether RV insurance can be dropped in the winter months when the RV is not being driven. Read on to learn more about this topic, especially if this is a question that you have. 

Should You Drop RV Insurance in the Winter When the RV is Not Being Driven?

It would help if you did not drop RV insurance in the winter when the RV is not being driven. First, in New York, you are required to carry insurance on the RV. If you fail to do so, registration may be revoked. Secondly, your RV insurance policy may also cover the RV against theft, fire, and falling trees. All of these things can occur even when an RV is being stored. Carrying insurance is still important even when the RV is not being operated. 

What Can You Do Instead of Dropping Your RV Insurance in the Winter Months? 

If you do not plan on using your RV for some time, reach out to your insurance company and ask if they have any discounts for RV insurance when the RV is not going to be operated. They may be able to reduce the anticipated mileage, which may help to reduce the amount you pay for RV insurance. 

At DePaulo Agency, serving the greater Scotia, NY area, we can help you get the best RV insurance policy for your needs. Call us now, and let’s talk about your RV insurance needs and let us help you find the ideal policy for you.