Should College Students Living On Campus Get Renters Insurance?

College students often overlook insurance as most assume they won’t be targeted by burglars. Even if you aren’t a wealthy college student, your belongings might be damaged by water, fire, smoke or another unforeseen event.

This is precisely why it makes sense to get renters insurance whether you are living in an on-campus dorm or off-campus in a Scotia, NY apartment.

Protecting Your Valuables

Granted, most college students don’t own tens of thousands of dollars worth of stuff. However, clothing, textbooks, computers and video game consoles cost a pretty penny. You might be surprised when you actually total everything up.

It is logical to protect those valuables with renters insurance. The DePaulo Agency provides the protection college students need.

Pay the small premium necessary for renters insurance and you’ll depart your dorm with full confidence. Renters insurance provides a financial safety net in the event that your property is damaged, lost or stolen.

Be on the Safe Side

Your roommate or a college administrator could let strangers into your dorm while you are at class. There’s also a chance you’ll mistakenly leave your door unlocked.

Though unlikely, it is also possible for a natural disaster to occur, be it a fire, flood or earthquake. If any of these events occur, you’ll be in a better financial position with renters insurance in Scotia, NY.

Get the Right Coverage

Take a deep dive into renters insurance and you’ll find it is surprisingly affordable. This means you’ll likely be able to easily afford coverage for your belongings even as a college student.

Ask questions and review coverage for all the details before making a decision. As an example, you might find some items such as expensive jewelry, laptop computers or musical instruments require extra coverage.

Get Your Quote From the DePaulo Agency

Our renters insurance team is a phone call away. Give us a call today.