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DePaulo Agency

2 Windsor Drive
Scotia, NY 12302

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Will Commercial Insurance Help After a Fire?

A fire can happen at any business, creating incredible loss and devastation. The best way to protect your business from loss is to have the proper commercial insurance.

At DePaulo Agency, we offer comprehensive commercial insurance to residents of Scotia, NY, that provides fire protection for their businesses. 

When Does Commercial Insurance Pay for Fire Damage?

Business insurance provides a significant level of protection for repairing or replacing damaged structures, equipment, and other assets after a covered peril. Some ways it may help include:

  • Physical assets: This may include coverage for damage to the building itself as well as equipment, inventory, computer systems, and other assets damaged by fire or smoke.

  • Lost income: Business interruption insurance can help cover the loss of revenue for your business after a covered fire if you cannot remain operational during repairs. 

  • Liability: Commercial liability insurance may help cover the cost of liability lawsuits filed against your business that come from a fire at your location.

Update Your Coverage To Match Your Current Needs

Commercial insurance provides protection up to the level of coverage you have. More so, it only covers certain types of risk. Make sure you’re protected by setting up a consultation with one of our insurance agents. We’ll review your currently policy and explain any coverage gaps. We’re currently serving Scotia, NY.