{"id":98,"date":"2019-06-13T02:00:00","date_gmt":"2019-06-13T14:00:00","guid":{"rendered":"https:\/\/www.depauloagency.com\/blog\/?p=98"},"modified":"2019-06-13T12:40:04","modified_gmt":"2019-06-13T18:40:04","slug":"how-do-solar-panels-impact-my-home-insurance","status":"publish","type":"post","link":"https:\/\/www.depauloagency.com\/blog\/how-do-solar-panels-impact-my-home-insurance\/","title":{"rendered":"How Do Solar Panels Impact my Home Insurance?"},"content":{"rendered":"<p>Millions of people have installed solar panels on their homes. Solar panels can help you save energy and lower your electricity bills since the panels&nbsp;generate electricity. They may even increase your home&#8217;s value. However, it&#8217;s important to find out how.<\/p>\n<h2>Many Home Insurance Policies Cover Solar Panels<\/h2>\n<p>Once solar panels are installed, they are considered part of your Scotia, NY dwelling by many insurers. However, each policy varies, so check with your insurance DePaulo Agency representative&nbsp;to make sure your insurance will cover them. If your&nbsp;home insurance covers solar panels, keep the following points in mind.<\/p>\n<p>Your insurance may include an add-on for certain types of panel, particularly ground-mounted or carport-mounted panels. Solar panels are valuable, so you may want to adjust your coverage accordingly. Find out if your insurance covers damage during installation as well.&nbsp;Whether you buy or lease the panels can influence policy eligibility.<\/p>\n<p>It&#8217;s a good idea to gather as much information as you can before you install solar panels. If possible, discuss the installation process, possible damages and other factors with each&nbsp;company you&#8217;re considering. Then, have a detailed conversation with your insurance agent before you purchase the panels.<\/p>\n<h2>Specific Coverage to Ask About<\/h2>\n<p>Defective solar panels and environmental damage to solar panels are two items you should understand.&nbsp;Solar panels generally have a 25-year lifespan. However, if one&#8217;s defective, it&#8217;s nice if your home insurance policy covers that. If all the panels are working, the second thing to monitor is environmental damage to solar panels and find out if it&#8217;s covered.<\/p>\n<p>Solar panels can save money and energy, but it important to understand how that impacts your insurance. Contact an expert at&nbsp;DePaulo Agency in Scotia, NY to find out more about all your insurance needs. Feel free to make an appointment for a free quote.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Millions of people have installed solar panels on their homes. Solar panels can help you save energy and lower your electricity bills since the panels&nbsp;generate electricity. They may even increase your home&#8217;s value. However, it&#8217;s important to find out how. Many Home Insurance Policies Cover Solar Panels Once solar panels are installed, they are considered [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,8],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-depaulo-agency","tag-scotia-ny"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Millions of people have installed solar panels on their homes. Solar panels can help you save energy and lower your electricity bills since the panels generate electricity. 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Many Home Insurance Policies Cover Solar Panels Once solar panels are installed, they are considered\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"depaulo agency,scotia ny\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.depauloagency.com\/blog\/how-do-solar-panels-impact-my-home-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | DePaulo Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"How Do Solar Panels Impact my Home Insurance? | Blog | DePaulo Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Millions of people have installed solar panels on their homes. 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