{"id":98,"date":"2019-06-13T02:00:00","date_gmt":"2019-06-13T14:00:00","guid":{"rendered":"https:\/\/www.depauloagency.com\/blog\/?p=98"},"modified":"2019-06-13T12:40:04","modified_gmt":"2019-06-13T18:40:04","slug":"how-do-solar-panels-impact-my-home-insurance","status":"publish","type":"post","link":"https:\/\/www.depauloagency.com\/blog\/how-do-solar-panels-impact-my-home-insurance\/","title":{"rendered":"How Do Solar Panels Impact my Home Insurance?"},"content":{"rendered":"<p>Millions of people have installed solar panels on their homes. Solar panels can help you save energy and lower your electricity bills since the panels&nbsp;generate electricity. They may even increase your home&#8217;s value. However, it&#8217;s important to find out how.<\/p>\n<h2>Many Home Insurance Policies Cover Solar Panels<\/h2>\n<p>Once solar panels are installed, they are considered part of your Scotia, NY dwelling by many insurers. However, each policy varies, so check with your insurance DePaulo Agency representative&nbsp;to make sure your insurance will cover them. If your&nbsp;home insurance covers solar panels, keep the following points in mind.<\/p>\n<p>Your insurance may include an add-on for certain types of panel, particularly ground-mounted or carport-mounted panels. Solar panels are valuable, so you may want to adjust your coverage accordingly. Find out if your insurance covers damage during installation as well.&nbsp;Whether you buy or lease the panels can influence policy eligibility.<\/p>\n<p>It&#8217;s a good idea to gather as much information as you can before you install solar panels. If possible, discuss the installation process, possible damages and other factors with each&nbsp;company you&#8217;re considering. Then, have a detailed conversation with your insurance agent before you purchase the panels.<\/p>\n<h2>Specific Coverage to Ask About<\/h2>\n<p>Defective solar panels and environmental damage to solar panels are two items you should understand.&nbsp;Solar panels generally have a 25-year lifespan. However, if one&#8217;s defective, it&#8217;s nice if your home insurance policy covers that. If all the panels are working, the second thing to monitor is environmental damage to solar panels and find out if it&#8217;s covered.<\/p>\n<p>Solar panels can save money and energy, but it important to understand how that impacts your insurance. Contact an expert at&nbsp;DePaulo Agency in Scotia, NY to find out more about all your insurance needs. Feel free to make an appointment for a free quote.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Millions of people have installed solar panels on their homes. Solar panels can help you save energy and lower your electricity bills since the panels&nbsp;generate electricity. They may even increase your home&#8217;s value. However, it&#8217;s important to find out how. Many Home Insurance Policies Cover Solar Panels Once solar panels are installed, they are considered [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,8],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-depaulo-agency","tag-scotia-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":1,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions"}],"predecessor-version":[{"id":99,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions\/99"}],"wp:attachment":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/media?parent=98"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/categories?post=98"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/tags?post=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}