{"id":93,"date":"2019-04-17T02:00:00","date_gmt":"2019-04-17T14:00:00","guid":{"rendered":"https:\/\/www.depauloagency.com\/blog\/?p=93"},"modified":"2019-04-17T13:17:44","modified_gmt":"2019-04-17T19:17:44","slug":"how-much-umbrella-insurance-do-you-need","status":"publish","type":"post","link":"https:\/\/www.depauloagency.com\/blog\/how-much-umbrella-insurance-do-you-need\/","title":{"rendered":"How much umbrella insurance do you need?"},"content":{"rendered":"<p>Umbrella insurance isn&#8217;t just like buying a policy for your car, it&#8217;s a part of your life-planning, long-term money management. You need to be looking at not just your physical assets, your Scotia, NY home, but your retirement plans, your savings and so on. Here&#8217;s what you&#8217;ll want to check:<\/p>\n<p><strong>How Much Liability Protection Do You Have?<\/strong><\/p>\n<p>Liability can be the thing that really sinks your savings if your auto policy has inadequate provisions on this front. If you want to make sure that a car accident does not crash your savings, you&#8217;ll want to either boost your liability coverage or get it covered under an umbrella plan.<\/p>\n<p><strong>What Do You Own?<\/strong><\/p>\n<p>At a certain point, it may become more expensive to protect every single thing you own individually when an umbrella plan will just provide you with a safety net when your basic insurance runs out. If you own a large collection or several cars or otherwise have quite a bit to protect, getting it on an umbrella plan isn&#8217;t a bad idea.<\/p>\n<p><strong>How Much Can You Afford To Lose?<\/strong><\/p>\n<p>You may have a healthy savings account, but when it comes to losses and damages, a lot of money starts to look like a little less. As a general rule, you want as much liability coverage you can get, and to protect any property that you can&#8217;t comfortably replace out of pocket.<\/p>\n<p>Umbrella protection is as much about protection as it is about peace of mind. If you&#8217;ve achieved a level of success in your career, in your life, there&#8217;s always that anxiety that one disaster could cost you everything you&#8217;ve earned. Get in touch with DePaulo Agency and see what they can do to get you covered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance isn&#8217;t just like buying a policy for your car, it&#8217;s a part of your life-planning, long-term money management. You need to be looking at not just your physical assets, your Scotia, NY home, but your retirement plans, your savings and so on. Here&#8217;s what you&#8217;ll want to check: How Much Liability Protection Do [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,8],"class_list":["post-93","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-depaulo-agency","tag-scotia-ny"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance isn&#039;t just like buying a policy for your car, it&#039;s a part of your life-planning, long-term money management. You need to be looking at not just your physical assets, your Scotia, NY home, but your retirement plans, your savings and so on. Here&#039;s what you&#039;ll want to check: How Much Liability Protection Do\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"depaulo agency,scotia ny\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.depauloagency.com\/blog\/how-much-umbrella-insurance-do-you-need\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | DePaulo Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"How much umbrella insurance do you need? | Blog | DePaulo Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Umbrella insurance isn&#039;t just like buying a policy for your car, it&#039;s a part of your life-planning, long-term money management. 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Here's what you'll want to check: How Much Liability Protection Do"},"aioseo_meta_data":{"post_id":"93","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:35:38","updated":"2025-06-04 11:46:05","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.depauloagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.depauloagency.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tHow much umbrella insurance do you need?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.depauloagency.com\/blog"},{"label":"Insurance","link":"https:\/\/www.depauloagency.com\/blog\/category\/insurance\/"},{"label":"How much umbrella insurance do you need?","link":"https:\/\/www.depauloagency.com\/blog\/how-much-umbrella-insurance-do-you-need\/"}],"_links":{"self":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":1,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions"}],"predecessor-version":[{"id":94,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions\/94"}],"wp:attachment":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/media?parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/categories?post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/tags?post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}