{"id":264,"date":"2026-04-30T12:00:00","date_gmt":"2026-04-30T18:00:00","guid":{"rendered":"https:\/\/www.depauloagency.com\/blog\/?p=264"},"modified":"2026-04-09T23:09:55","modified_gmt":"2026-04-10T05:09:55","slug":"should-nonprofit-organizations-get-umbrella-insurance-too","status":"publish","type":"post","link":"https:\/\/www.depauloagency.com\/blog\/should-nonprofit-organizations-get-umbrella-insurance-too\/","title":{"rendered":"Should nonprofit organizations get umbrella insurance too?"},"content":{"rendered":"

There is a common misconception that umbrella insurance is meant for corporations or individuals. In truth, all<\/em> organizations should consider the merits of different types of insurances including umbrella insurance.<\/p>\n

This is your inside look at the potential use of umbrella insurance for Scotia, NY area nonprofit organizations.<\/p>\n

Nonprofit Organizations and Umbrella Insurance<\/h2>\n

Nonprofit organizations need insurance just as much as corporations. As an example, nonprofit organizations require liability insurance to safeguard their organization in the event of an injury. Additional coverage is also necessary to prevent a potentially financially crippling lawsuit.<\/p>\n

Other forms of insurance coverage for nonprofit organizations has the potential to take the form of umbrella liability insurance. Umbrella insurance boosts the limits of protection beyond the caps of traditional insurance and excess liability insurance. <\/p>\n

Umbrella insurance is also beneficial as it has the potential to provide additional coverage that the underlying policy does not cover.<\/p>\n

Protect Against Risk<\/h2>\n

Risk mitigation is essential for your nonprofit organization’s continued operation and success. Minimizing risk at a nonprofit is no different than at a corporation.<\/p>\n

The bottom line is all types of organizations face risk and ensuing litigation from employees, the general public and others. It is possible that the limits of traditional insurance will be exceeded, necessitating the need for umbrella insurance coverage.<\/p>\n

The level of coverage your nonprofit needs is ultimately shaped by idiosyncrasies such as aggregate assets, the potential for onsite injury and other risk factors. When in doubt, reach out to an insurance specialist for tailored guidance.<\/p>\n

DePaulo Agency is at Your Service<\/h2>\n

If you are in the market for umbrella insurance, your first call should be to the DePaulo Agency. We serve the greater Scotia, NY area and beyond. Give us a call at 518-372-7477 for a quote.<\/p>\n","protected":false},"excerpt":{"rendered":"

There is a common misconception that umbrella insurance is meant for corporations or individuals. In truth, all organizations should consider the merits of different types of insurances including umbrella insurance. This is your inside look at the potential use of umbrella insurance for Scotia, NY area nonprofit organizations. Nonprofit Organizations and Umbrella Insurance Nonprofit organizations […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,18,7,6,27],"class_list":["post-264","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-depaulo-agency","tag-insurance","tag-ny","tag-scotia","tag-umbrella"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t