{"id":164,"date":"2022-02-07T04:00:00","date_gmt":"2022-02-07T10:00:00","guid":{"rendered":"https:\/\/www.depauloagency.com\/blog\/?p=164"},"modified":"2022-01-30T15:51:24","modified_gmt":"2022-01-30T21:51:24","slug":"here-s-why-you-need-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.depauloagency.com\/blog\/here-s-why-you-need-boat-insurance\/","title":{"rendered":"Here\u2019s Why You Need Boat Insurance"},"content":{"rendered":"<p>While boat insurance isn&rsquo;t a mandatory requirement in New York, you need this investment if you want to enjoy your vessel to the fullest. Whether you have a fishing, sailing, or cruising boat, here are the reasons you need boat insurance from DePaulo Agency of Scotia, NY.<\/p>\n<p><strong>It may be required<\/strong><\/p>\n<p>Yes, we said boat insurance isn&rsquo;t compulsory in New York, but your lender may require it as long as your loan liability is outstanding.<\/p>\n<p><strong>To protect your asset<\/strong><\/p>\n<p>Your boat is a significant asset that needs protection at all times, whether inside or outside the water. Comprehensive boat coverage protects your boat against non-accident risks like fire and theft. Collision coverage cushions your boat against physical damage after a crash with another boater or stationary object.<\/p>\n<p><strong>Liability protection<\/strong><\/p>\n<p>Boat accidents aren&rsquo;t as common as car accidents, but when they occur, you could be responsible for injuries or property damage to other people. Worse yet, since we live in a litigious society targeting persons with prime assets, you could be sued for accidents you cause. Thankfully, you don&rsquo;t have to incur out-of-pocket when liability claims knock on your doors.<\/p>\n<p><strong>Medical payments<\/strong><\/p>\n<p>If you or your passengers suffer bodily injuries following a boating accident, your boat insurance pays for the medical expenses. This way, you can focus on your recovery without worrying about medical bills.<\/p>\n<p><strong>For peace of mind<\/strong><\/p>\n<p>You definitely don&rsquo;t want to be thinking about this and that peril when enjoying your boat in the water. Boat insurance can be that investment that erases your worries when in the water.<\/p>\n<p><strong>Boat insurance in Scotia, NY<\/strong><\/p>\n<p>Boat insurance can save you from sliding into a financial mess. From covering you against liabilities to compensating you for your boat damages, there is so much boat insurance can do for you. To get boat insurance coverage, don&rsquo;t hesitate to get in touch with DePaulo Agency for an affordable quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While boat insurance isn&rsquo;t a mandatory requirement in New York, you need this investment if you want to enjoy your vessel to the fullest. Whether you have a fishing, sailing, or cruising boat, here are the reasons you need boat insurance from DePaulo Agency of Scotia, NY. It may be required Yes, we said boat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,8],"class_list":["post-164","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-depaulo-agency","tag-scotia-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/comments?post=164"}],"version-history":[{"count":1,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions"}],"predecessor-version":[{"id":165,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/posts\/164\/revisions\/165"}],"wp:attachment":[{"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/media?parent=164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/categories?post=164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.depauloagency.com\/blog\/wp-json\/wp\/v2\/tags?post=164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}